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I don't have this issue anymore. Not sure if it's because I close all my tabs before closing Chrome.

I unchecked "Continue where I left off" and TO still crashes every time I restart Chrome. But at least I don't have duplicates. I tried closing TO first but still no difference.
Every time I restart Chrome, my last Window has crashed and I have a new window with just the tabs that were open when I last closed Chrome. I do have the "Continue where I left off" option selected, but I'm concerned that I'll lose all tabs if I uncheck it as someone reported earlier in the thread.